Showing posts with label nj law firm. Show all posts
Showing posts with label nj law firm. Show all posts

Monday, February 1, 2016

Over-Specialization Can Adversely Affect American Healthcare

Is over-specialization creating more problems than good in our American Healthcare system? 




The purpose of this post is to help assist those with questions they have concerning their business or medical practice. The Callagy Law team is knowledgeable in many law practice areas and will frequently post topics ranging from Medical Revenue Recovery, PIP, Workers Compensation, and Commercial Insurance. We hope to have this blog shed a light on many common questions.



Cardiologists, Oncologists, Urologists. One could go on and on naming the different types of specialists that comprise the medical profession. Although it is comforting to know that should a medical emergency arise there are dedicated professionals with years of specialized study and experience to help with nearly any particular ailment, there is a dangerous trend emerging in the United States healthcare system. Not only is there a projected physician shortage in the coming decades, but there is an even greater shortage of non-specialized, primary care physicians.


 


Primary care physicians, as the name suggests, are the doctors we rely on for check-ups, physicals, and other general medical care.  Alarmingly, fewer and fewer medical school graduates are choosing primary care for their residency training programs. To highlight this trend, between 1975 and 2010 the number of physicians in the United States has more than doubled, while during this same span there has been only a 10% increase in primary care physicians. This, coupled with a growing US population, has made it increasingly difficult to find a primary care physician.


 


There are a multitude of factors causing this trend.  One factor is earning potential. During residency training, there is not a significant pay difference. But, over a lifetime a specialist could earn upwards of $10 million more than a primary care physician. A second factor is quality of life and prestige. To many, the prospect of working and living in cities like New York or Boston, at a prestigious hospital like New York Presbyterian or Massachusetts General as a top surgeon, is surely more alluring than working in Des Moines or El Paso at a local, rural hospital as a geriatrician. While there are additional problems, including federal residency funding, that feed into the primary care shortage, unless there are critical changes made in the US healthcare system this alarming trend will continue.


 


Thankfully, there are efforts on the part of many schools and legislatures to address the problem of the primary care shortage. Medical schools at the University of Wisconsin and the University of Washington, for example, offer rural medicine programs that offer incentives such as reduced tuition and preferential admission. Many states are also empowering licensed nurse practitioners (LPNs) to provide primary care to ensure that all state citizens have access to medical care regardless of location. While these efforts represent the sort of action needed to tackle the problem of overspecialization, there is much more to be done.



 


We hope you found the information provided in this article helpful to various questions you may have had concerning the healthcare industry. For information pertaining to our services for medical providers, please click here. Please note, Callagy Law has recovered over $185,000,000 for medical providers, and that number grows daily. Please free to reach out to Sean Callagy of Callagy Law at any time for questions you may have concerning personal and business matters. Callagy Law offices are located conveniently in Paramus, NJ. Beyond the scope of information, Sean Callagy has developed multiple areas of our healthcare legal practice and business coaching. Feel free to connect with us on Facebook, Twitter or LinkedIn! Additionally you can subscribe to our daily videos on YouTube.



 


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Over-Specialization Can Adversely Affect American Healthcare #CallagyLaw, #Cardiologists, #LawOfficeOfSeanRCallagy, #NjLawFirm, #Oncologists, #ParamusLawFirm, #SeanCallagy, #Specialties, #Urologists

Tuesday, January 12, 2016

MAKING NO-FAULT NO PROBLEM | Callagy Law

A closer look into No-Fault, PIP and other important information



 


After searching various sources, we have found many people have questions when it comes to Medical Revenue Recovery, PIP, Workers Compensation, and Commercial Insurance.. Do you have questions pertaining to reimbursement? Do you know what to do if problems arise? With articles written by Callagy Law’s law team, this blog will focus on many common questions and concerns surrounding legal matters which can arise in the field of healthcare law.



 


Car accidents can be overwhelming, one minute you’re on your way to work, the next minute you’re sorting through medical bills and trying to determine if you have enough insurance coverage for accident related injuries. This is why an understanding of medical benefit coverage under your New Jersey automobile insurance policy is crucial.


In the New Jersey No- Fault System, a patient’s medical claims are paid under the Patient’s First Party Policy, even if the motor vehicle collision is the patient’s own fault.  All personal car insurance policies in New Jersey must contain No Fault coverage.  These No- Fault Benefits are known as Personal Injury Protection or “PIP.”


The benefit of the PIP System is that the determination of liability has no bearing on the Insurance Company’s responsibility to pay the insured’s medical bills, which allows for a medical provider to receive payment prior to the underlying issue of liability being resolved. Basically, this system allows a patient to receive their necessary treatment, and a doctor to receive prompt payment.


As payment is made under the patient’s own policy, it is important that owners of private vehicles make prudent decisions when choosing their PIP Policy Coverage Limits.


The State of New Jersey allows for the election of PIP coverage in lesser amounts ($150,000.00, $75,000.00, $50,000.00 or $ 15,000.00).


Ideally, every patient would be insured under a $250,000.00 PIP Policy, meaning a patient’s medical bills would be covered up to a total of $250,000.00.


However, a patient may be enticed to select a Basic Policy, which provides only limited coverage in the amount of $15,000.00. While a limited policy may seem great at first glance, as the premiums are lower, if a patient is in a significant collision, their policy may be quickly exhausted leaving the patient on the hook for thousands in medical bills.


For example, subsequent to a motor vehicle collision, a patient may be transported to a Hospital for Emergency Room Treatment; thereafter, an extended period of chiropractic care for neck/back injuries will be recommended; and the patient may be further referred for MRIs, EMGs, pain management care and even surgery, which will easily exceed $15,000.00.


Additionally, in New Jersey, an automobile owner may choose a Health Insurance Primary Policy wherein a motor owner designates his/her health insurance policy is primary for a reduced premium.


When a patient is insured under a Health Insurance Primary policy it very important that the Medical Provider bill the Patient’s Health Insurance Provider first. After a denial is received from the Health Insurance Carrier, the Medical Provider must submit the Health Insurance Denial as well as the Providers bill to the patient’s PIP Carrier for payment.


In sum, it is important for a patient to research their options and be aware of the consequence that may follow when selecting PIP coverage for a reduced amount at a lower premium.



 


The Team at Callagy Law hopes the information in this article was helpful in either your personal or professional life. The legal world pertains to all walks of life and more specifically, various types of healthcare providers. Callagy Law, is a multidisciplinary law firm, headquartered in Paramus, NJ owned and operated by Sean Callagy. We are committed to providing legal representation and advice to our clients at additional law offices located across the United States. Please note that the information posted here should not be used as a legal argument of defense. If you find yourself needing legal advice pertaining to your unique situation, you can contact us at here. Feel free to search us on Facebook, Twitter or LinkedIn! Additionally you can subscribe to our daily videos on YouTube.



 


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Wednesday, January 6, 2016

Section 20 Settlements | Callagy Law

The purpose of this post is to help assist healthcare providers and owners with questions they have concerning their business or relevant knowledge in the field. The Callagy Law team is knowledgeable in many law practice areas and will frequently post topics ranging from Medical Revenue RecoveryPIPWorkers Compensation, and Commercial Insurance. We hope to have this blog shed a light on many common questions.



 


 Section 20 Settlements


 


According to N.J.S.A. 34:15-20, the parties to a workers’ compensation claim petition may settle the claim where (1) jurisdiction, liability, causality and/or dependency are disputed; (2) the parties wish to resolve the claim with a lump sum settlement; (3) the parties consent to the settlement; (4) the parties are represented by Counsel; and (5) a judge of compensation determines that the settlement is fair and just under the circumstances.  Notably, once the settlement is approved, it shall have the force and effect of a dismissal of the claim petition and shall be binding on the employee and employee’s dependants.  Id. Such settlements are commonly referred to as “Section 20 Settlements” based on N.J.S.A. 34:15-20.  In relevant part, N.J.S.A. 34:15-20 states:


34:15-20. Dispute; submission to division; order approving settlement.



After a petition for compensation or dependency claims has been filed, seeking compensation by reason of accident, injury or occupational disease of any employee, and when the petitioner is represented by an attorney of the State of New Jersey, and when it shall appear that the issue or issues involve the question of jurisdiction, liability, causal relationship or dependency of the petitioner under this chapter, and the petitioner and the respondent are desirous of entering into a lump-sum settlement of the controversy, a judge of compensation may with the consent of the parties, after considering the testimony of the petitioner and other witnesses, together with any stipulation of the parties, and after such judge of compensation has determined that such settlement is fair and just under all the circumstances, enter “an order approving settlement.” Such settlement, when so approved, notwithstanding any other provisions of this chapter, shall have the force and effect of a dismissal of the claim petition and shall be final and conclusive upon the employee and the employee’s dependents, and shall be a complete surrender of any right to compensation or other benefits arising out of such claim under the statute.


Parties should be aware of the availability of Section 20 settlements when defending/pursuing workers’ compensation claims as an option to avoid protracted litigation. Indeed, Section 20 Settlements are particularly appealing where the costs of defending against or pursing a claim are not sensible in light of the value claim. However, when entering into a Section 20 settlement, the parties should be mindful of the fact that such a settlement will likely bar any subsequent claims by the petitioner and such employee’s dependants.



 


 We hope you found the information provided in this article helpful to various questions you may have had concerning the healthcare industry. For information pertaining to our services for medical providers, please click here. Please note, Callagy Law has recovered over $175,000,000 for medical providers, and that number grows daily. Please free to reach out to Sean Callagy of Callagy Law at any time for questions you may have concerning personal and business matters. Callagy Law offices are located conveniently in Paramus, NJ. Beyond the scope of information, Sean Callagy has developed multiple areas of our healthcare legal practice and business coaching. Feel free to connect with us on Facebook, Twitter or LinkedIn! Additionally you can subscribe to our daily videos on YouTube.



 


Learn More About Callagy Law Here:


Avvo


Blog


Facebook


YouTube


Pinterest


Indeed


Yelp


LawNearMe


Wikipedia


Website



Section 20 Settlements | Callagy Law #CallagyLaw, #NjLawFirm, #ParamusLawFirm, #SeanCallagy, #Section20Settlements, #Settlements, #WorkersCompensation

Thursday, November 12, 2015

Callagy Law Library TV - Episode #15, #‎AskSeanCallagy‬




Exponential Growth and the Trajectory of Your Success


Callagy Law Library – TV is an original series from Sean Callagy, President and Founder of Callagy Law; to help the general public with every day legal questions and information. For more information about Sean Callagy, Callagy Law, or any questions you have, please email scallagy@callagylaw.com


If you’d like to have your legal questions answered on the show, email Sean: scallagy@callagylaw.com


See more here: www.callagylaw.com/blog


In this article / video, Sean Callagy will focus on topics to help people better their legal knowledge of vital information. Clients often come to Sean Callagy’s team with questions about their businesses, ranging from contracts, disputes, and other common legal issues in the business world. Our mission is to answer any legal questions and provide information to anyone who may need it. If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.



Callagy Law Library TV - Episode #15, #‎AskSeanCallagy‬ #Askseancallagy, #CallagyLaw, #LawOfficeOfSeanRCallagy, #LegalNews, #Motivation, #NjLawFirm, #ParamusLawFirm, #SeanCallagy, #SeanRCallagy, #Success

Wednesday, November 11, 2015

NEW! FREE! PLEASE SHARE! Why Not Double Your Income Part II - How?!




Today’s Why Not Huddle with Sean Callagy


Why Not with Sean Callagy Episode 14 – November 11, 2015


Dear Kindred Spirits:

Good morning!!!!!

If you haven’t checked out our Why Not Talk Episode 2 with Rey Rostami, you will be missing a how to quadruple your sales appointments, along with a story to give you certainty on how to overcome huge challenges as Rey went from gang member to award winning sales man and trainer.

Yesterday, we discussed the idea of how you feel about doubling your income, and the practical impact of those thoughts and feelings on your income.

Some people felt teased by Why Not Huddle 13 as we didn’t discuss any “how to”.

Believe it or not, the “how to” is always far easier than remaining “At Cause” in “Zone Action”.

Okay, so, let’s get right to it.

If you are working for a salary, you have two choices:

1. Start a separate company on your own: or

2. Figure out how to add five to ten times the value you are currently creating for your company.

If you are a sales person or business owner, then you double your income by doubling your sales. This is far easier than most people think.

All sales increases are reverse engineered. It starts with doubling the number of your meetings. If you double the number of meetings, and increase your yes rate, or even simply maintain it, then if you work on commission, you will obviously have doubled your income.

So, if it’s that easy, WHY NOT follow that system? Well, we come right back to the reason the Why Not Huddle exists: to keep people “AT CAUSE IN ZONE ACTION”.

Most people simply don’t operate in Zone Action virtually at all. Simply changing this fact will change everything.

What is Zone Action in Sales?


1. Engaging in direct and controlled actions to create meetings; and

2. Engaging in direct and controlled actions to have clients say yes to your product or services that they need.

This doesn’t happen. Only the top small percentage of sales people who are following a Zone Action system and living At Cause do this.

AND, if they care to, are very capable of doubling their income.

Remember, I went from broke to a beach house in one year. This is how it works for everyone!

Please share this on your Facebook Timeline or on LinkedIn, along with today’s Why Not Video!

Why Not?

In Your Service,

Sean Callagy


Please subscribe on YouTube and spread the word.


You can see all of our WHY NOT – HUDDLE videos by clicking here and subscribing! If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.


The Daily Why Not Huddle is for you if you want more money, time, or fulfillment. The Why Not Huddle with business coaching expert, successful entrepreneur, and attorney Sean Callagy provide the essential daily ingredients for you to create and achieve your destiny.



NEW! FREE! PLEASE SHARE! Why Not Double Your Income Part II - How?! #CallagyCoaching, #CallagyLaw, #LegalNews, #Motivation, #NjLawFirm, #SeanCallagy, #SeanRCallagy, #Success, #WhyNot, #Youtube

Tuesday, November 10, 2015

NEW! Free! Why Not #13 - Why Not Double Your Income? - November 10, 2015




Today’s Why Not Huddle with Sean Callagy


Dear Kindred Spirits:


 


Before we get to this question, please check out our Why Not Talk with sales award winner Rey Rostami who’s used my Success Formula to triple meeting numbers for his team. There’s a challenge though… We are going to help Rey out! Join us on YouTube and subscribe. Hey, it’s got massive value, and it’s FREE. Anyone you know that is involved in sales has will benefit big time.


 


Now, suspend your belief for a moment, and simply answer this question: Would You Want to Double Your Income?


 


How does that question make you feel?


 


Does it make you excited? Does it make you stressed? Does it make you think I’m setting you up for something? Does it make you feel like there’s a scam on the way?


 


They idea of Why Not is to be the first indispensable building block of living “At Cause” (for a great explanation on that, check out Why Not Episode number 11 from November 6, 2015).


 


When we begin to discuss the idea and topic of money, it impacts people in ways that are directly related to our feelings about money. Our feelings about money relate to our beliefs about money.


 


What do you think about people who are RICH?


 


Describe how rich people act, feel, and relate to other people. What level of empathy and caring do “rich” people display?


 


I don’t mean tell me what you think is the “right” answer. I mean tell me what you really feel.


 


If your answer is positive, then I guarantee you that you either have or are on your way to having, more money than most people.


 


On the other hand, if you are answering that question in a negative way, then I would say that money and finances are a challenge in your life.


 


Now, before you feel judged, please keep in mind that I am trying to help. We will talk more about money in the future. This short letter is designed to help you think about the basics of where you are emotionally, right now, with regard to your relationship to money.


 


By the way, most, certainly mot all, but most people would like to double their income. What is amazing, is how relatively easy it is to do.


 


Now, I’ve possibly really touched a nerve. Money is one of the issues most attached to our egos. Thus, there may be a strong desire to make me “wrong” right now that you are feeling.


 


You’ve possibly heard me introduce the concept of “Zone Action” in prior Why Not Huddles. After having spent time coaching hundreds of different people, I’ve found that very few people ever get near Zone Action to increase their income or the profit from their business.


 


I am fortunate to earn a great living. Within one year, if I so choose and follow my own success formula, I would certainly double my income. I know this with absolute certainty. The only way I wouldn’t, is if I wasn’t in Zone Action.


 


The challenge is, most people never get into Zone Action to double their income because they don’t have the right emotional relationship with money.


 


So, for today, think about what you really feel. Then, ask if those feelings are serving you and your finances.


 


On a final note: don’t think you can set the value for double your salary. That is a major move. It is set by the value you create for others, either your company or your clients if you own a business.


 


Then, be ready to truly live a Why Not life and commit to playing a huge game to get there.


 


By the way, I helped one client go from making $150,000.00 per year to $500,000.00 per year in 1, yes ONE, coaching session. That income level lasted for nearly a decade from one of his businesses.


 


And no, I am not actively taking on coaching clients right now. I’m telling you that to help you to understand that I know what I am talking about and how real your potential is.


 


Why Not?


 


If you see value in these Why Not Letters and our Why Not Talks, please forward them and share them. Subscribe to our Why Not Huddle on my Sean Callagy You Tube and like our Callagy Law Facebook Page to get these materials.


 


Check out our Why Not Talk with Rey Rostami later today who increased meeting numbers by numbers incredibly by application of my Success Formula.


 


In Your Service,


 


Sean Callagy


Please subscribe on YouTube and spread the word.


You can see all of our WHY NOT – HUDDLE videos by clicking here and subscribing! If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.


The Daily Why Not Huddle is for you if you want more money, time, or fulfillment. The Why Not Huddle with business coaching expert, successful entrepreneur, and attorney Sean Callagy provide the essential daily ingredients for you to create and achieve your destiny.



NEW! Free! Why Not #13 - Why Not Double Your Income? - November 10, 2015 #CallagyCoaching, #CallagyLaw, #Motivation, #NewJersey, #NjLawFirm, #SeanCallagy, #SeanRCallagy, #Success, #Youtube