Showing posts with label law office of sean r Callagy. Show all posts
Showing posts with label law office of sean r Callagy. Show all posts

Monday, February 1, 2016

Over-Specialization Can Adversely Affect American Healthcare

Is over-specialization creating more problems than good in our American Healthcare system? 




The purpose of this post is to help assist those with questions they have concerning their business or medical practice. The Callagy Law team is knowledgeable in many law practice areas and will frequently post topics ranging from Medical Revenue Recovery, PIP, Workers Compensation, and Commercial Insurance. We hope to have this blog shed a light on many common questions.



Cardiologists, Oncologists, Urologists. One could go on and on naming the different types of specialists that comprise the medical profession. Although it is comforting to know that should a medical emergency arise there are dedicated professionals with years of specialized study and experience to help with nearly any particular ailment, there is a dangerous trend emerging in the United States healthcare system. Not only is there a projected physician shortage in the coming decades, but there is an even greater shortage of non-specialized, primary care physicians.


 


Primary care physicians, as the name suggests, are the doctors we rely on for check-ups, physicals, and other general medical care.  Alarmingly, fewer and fewer medical school graduates are choosing primary care for their residency training programs. To highlight this trend, between 1975 and 2010 the number of physicians in the United States has more than doubled, while during this same span there has been only a 10% increase in primary care physicians. This, coupled with a growing US population, has made it increasingly difficult to find a primary care physician.


 


There are a multitude of factors causing this trend.  One factor is earning potential. During residency training, there is not a significant pay difference. But, over a lifetime a specialist could earn upwards of $10 million more than a primary care physician. A second factor is quality of life and prestige. To many, the prospect of working and living in cities like New York or Boston, at a prestigious hospital like New York Presbyterian or Massachusetts General as a top surgeon, is surely more alluring than working in Des Moines or El Paso at a local, rural hospital as a geriatrician. While there are additional problems, including federal residency funding, that feed into the primary care shortage, unless there are critical changes made in the US healthcare system this alarming trend will continue.


 


Thankfully, there are efforts on the part of many schools and legislatures to address the problem of the primary care shortage. Medical schools at the University of Wisconsin and the University of Washington, for example, offer rural medicine programs that offer incentives such as reduced tuition and preferential admission. Many states are also empowering licensed nurse practitioners (LPNs) to provide primary care to ensure that all state citizens have access to medical care regardless of location. While these efforts represent the sort of action needed to tackle the problem of overspecialization, there is much more to be done.



 


We hope you found the information provided in this article helpful to various questions you may have had concerning the healthcare industry. For information pertaining to our services for medical providers, please click here. Please note, Callagy Law has recovered over $185,000,000 for medical providers, and that number grows daily. Please free to reach out to Sean Callagy of Callagy Law at any time for questions you may have concerning personal and business matters. Callagy Law offices are located conveniently in Paramus, NJ. Beyond the scope of information, Sean Callagy has developed multiple areas of our healthcare legal practice and business coaching. Feel free to connect with us on Facebook, Twitter or LinkedIn! Additionally you can subscribe to our daily videos on YouTube.



 


Learn More About Callagy Law Here:


Avvo


Blog


Facebook


YouTube


Pinterest


Indeed


Yelp


LawNearMe


Wikipedia


Website



Over-Specialization Can Adversely Affect American Healthcare #CallagyLaw, #Cardiologists, #LawOfficeOfSeanRCallagy, #NjLawFirm, #Oncologists, #ParamusLawFirm, #SeanCallagy, #Specialties, #Urologists

Tuesday, January 12, 2016

MAKING NO-FAULT NO PROBLEM | Callagy Law

A closer look into No-Fault, PIP and other important information



 


After searching various sources, we have found many people have questions when it comes to Medical Revenue Recovery, PIP, Workers Compensation, and Commercial Insurance.. Do you have questions pertaining to reimbursement? Do you know what to do if problems arise? With articles written by Callagy Law’s law team, this blog will focus on many common questions and concerns surrounding legal matters which can arise in the field of healthcare law.



 


Car accidents can be overwhelming, one minute you’re on your way to work, the next minute you’re sorting through medical bills and trying to determine if you have enough insurance coverage for accident related injuries. This is why an understanding of medical benefit coverage under your New Jersey automobile insurance policy is crucial.


In the New Jersey No- Fault System, a patient’s medical claims are paid under the Patient’s First Party Policy, even if the motor vehicle collision is the patient’s own fault.  All personal car insurance policies in New Jersey must contain No Fault coverage.  These No- Fault Benefits are known as Personal Injury Protection or “PIP.”


The benefit of the PIP System is that the determination of liability has no bearing on the Insurance Company’s responsibility to pay the insured’s medical bills, which allows for a medical provider to receive payment prior to the underlying issue of liability being resolved. Basically, this system allows a patient to receive their necessary treatment, and a doctor to receive prompt payment.


As payment is made under the patient’s own policy, it is important that owners of private vehicles make prudent decisions when choosing their PIP Policy Coverage Limits.


The State of New Jersey allows for the election of PIP coverage in lesser amounts ($150,000.00, $75,000.00, $50,000.00 or $ 15,000.00).


Ideally, every patient would be insured under a $250,000.00 PIP Policy, meaning a patient’s medical bills would be covered up to a total of $250,000.00.


However, a patient may be enticed to select a Basic Policy, which provides only limited coverage in the amount of $15,000.00. While a limited policy may seem great at first glance, as the premiums are lower, if a patient is in a significant collision, their policy may be quickly exhausted leaving the patient on the hook for thousands in medical bills.


For example, subsequent to a motor vehicle collision, a patient may be transported to a Hospital for Emergency Room Treatment; thereafter, an extended period of chiropractic care for neck/back injuries will be recommended; and the patient may be further referred for MRIs, EMGs, pain management care and even surgery, which will easily exceed $15,000.00.


Additionally, in New Jersey, an automobile owner may choose a Health Insurance Primary Policy wherein a motor owner designates his/her health insurance policy is primary for a reduced premium.


When a patient is insured under a Health Insurance Primary policy it very important that the Medical Provider bill the Patient’s Health Insurance Provider first. After a denial is received from the Health Insurance Carrier, the Medical Provider must submit the Health Insurance Denial as well as the Providers bill to the patient’s PIP Carrier for payment.


In sum, it is important for a patient to research their options and be aware of the consequence that may follow when selecting PIP coverage for a reduced amount at a lower premium.



 


The Team at Callagy Law hopes the information in this article was helpful in either your personal or professional life. The legal world pertains to all walks of life and more specifically, various types of healthcare providers. Callagy Law, is a multidisciplinary law firm, headquartered in Paramus, NJ owned and operated by Sean Callagy. We are committed to providing legal representation and advice to our clients at additional law offices located across the United States. Please note that the information posted here should not be used as a legal argument of defense. If you find yourself needing legal advice pertaining to your unique situation, you can contact us at here. Feel free to search us on Facebook, Twitter or LinkedIn! Additionally you can subscribe to our daily videos on YouTube.



 


Learn More About Callagy Law Here:


Avvo


Blog


Facebook


YouTube


Pinterest


Indeed


Yelp


LawNearMe


Wikipedia


Website


 


 



MAKING NO-FAULT NO PROBLEM | Callagy Law #AutoAccidents, #AutomobileAccidents, #CallagyLaw, #Insurance, #InsuranceInformation, #LawOfficeOfSeanRCallagy, #LegalFacts, #LegalNews, #MotorVehicleAccident, #NjLawFirm, #NjNoFault, #NoFault, #ParamusLawFirm, #SeanCallagy, #SeanRCallagy

Thursday, November 19, 2015

New AND FREE to Share - Why Not with Sean Callagy #20



Why Not Take Care of Others AND You?


Dear Kindred Spirit:


How are you doing today?


That is the focus of today’s Why Not Huddle.


Today is a bit of a milestone. 20 straight weekdays we’ve now done the Why Not Huddle. It may sound small, but think about it. Try doing anything new and extra for twenty straight weekdays. It isn’t usually that achievable for folks.


BUT, it can be if you follow the approaches we’ve been sharing on the Why Not Huddles.


Thanks Taylor Gallo, my awesome and amazing Executive Assistant whose been getting up at the crack of dawn every day, transforming herself into a “morning person” (or maybe not!). In any case, Taylor, tremendous job!


Here’s to the next 1,000 episodes and early mornings!!


We are also going with a new format for our Why Not Huddles for the week. I want to focus on some key areas and give folks some weekly predictability for the Why Not Huddle.


Monday will be “Momentum Mondays”. We will focus on getting your week rolling and focusing on your goals, plans and acceleration within the process of exponential growth.


Tuesday we will talk about Time Mastery. Time is our precious element because of its finite nature. We will explore ways people can go from not having enough time to do anything, to having time do everything that is most meaningful and valuable. The misuse of time is one of the great inhibitors of our success.


Wednesday we become “Why Wednesdays.” Why, which we haven’t explored in depth, is the fuel, the energy behind our action and our results. It is what emotionally drives our behavior from the core.


Talk Thursdays will be all about the key skill set of our life: human communication. The power to, with integrity, influence, is what separates people in terms of success in relationships, sales, marketing, leadership and virtually anything you can think of.


Fridays are now Fun. On Fun Friday’s we will explore ways to inject fun, passion and adventure into all aspects of your work and play life. From discussing shark feed dives to virtually eliminating the difference between work and play, without fun, passion and adventure, what are we doing anyway? We will explore the most exotic to the simplest ways to find fun, passion and adventure.


Life is about progress in all areas. I’m excited about the new format. Let me know what you think?


Have a Why Not day!


By the way, if you know anyone with any legal need, our 100 person law firm is ready to help people with virtually any legal challenge. If we can’t help, we will know someone who can. Contact us now at scallagy@callagylaw.com or call 201-261-1700.


Thanks!


In Your Service,

Sean Callagy


Please subscribe on YouTube and spread the word.


You can see all of our WHY NOT – HUDDLE videos by clicking here and subscribing! If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.


The Daily Why Not Huddle is for you if you want to exponentially increase your money, time, or fulfillment. The Why Not Huddle with business coaching expert, successful entrepreneur, and attorney Sean Callagy provide the essential daily ingredients for you to create and achieve your destiny.



New AND FREE to Share - Why Not with Sean Callagy #20 #BusinessCoaching, #CallagyCoaching, #CallagyLaw, #Coaching, #Entrepreneur, #Entrepreneurship, #GoalSetting, #LawOfficeOfSeanRCallagy, #LifeCoaching, #Motivation, #SeanCallagy, #Success, #WhyNot, #Youtube

Friday, November 13, 2015

New AND FREE to Share - Why Not with Sean Callagy #16



Today’s Why Not Huddle with Sean Callagy:


Why Not Realize Defensiveness Destroys! 


Dear Kindred Spirits, Welcome to our third “Why Not” Friday, and your 16th episode of the Why Not Huddle.


How are you doing so far?


We are here to support you. Send any questions or comments to scallagy@callagylaw.com if you need a private response or post your questions for a response.


Yesterday, we were discussing a very common challenge for all of us: when it’s us, we don’t think we can “do” much more to change things to increase the quality of our results.


When last we spoke, our friend from yesterday was believing she was doing “everything”. I have heard this more times than you can imagine over the past twenty years. One of the great destroyers of success is people’s defensiveness.


Most often, their defensiveness is rooted in a feeling that somehow their success, whether it be financial, sales, business, career, or whatever, is directly connected to who they are and their value as a human being.


We had a great comment from Paul C. yesterday describing the amazing compounding of a penny over one month. Check it out on Callagy Law Facebook. It is this concept that most people cannot grasp, in my experience, when it comes to them.


When I speak with business people who have big goals, but are challenged to reach them, they want to hear new “tricks”. What people become defensive and resistant when we begin to discuss the very simple shifts available that can create enormous benefits. In the situation with my friend, a real life example, she felt very successful in negotiating a $15,000.00 per month billing contract. I thought she got completely taken advantage of and her fear got to her.


She didn’t like hearing that. I am completely confident that a fair arrangement would have yielded one to two million dollars per year. She really didn’t like hearing that. Moreover, I shared that she didn’t have enough products to cover her clients’ full needs, and therefore, was losing sales. I also believed her marketing process to get to meetings was very weak, and therefore, tons of opportunities were being missed. Her response was that I thought I was smarter than her, and did I know how much she’s accomplished.


My answer: I don’t care. Well, I do care, but not enough for me to lie to her and tell her something different than the truth. The truth is, a few tiny changes, and the company will go from a one million dollar to ten million dollar company in less than three years. She still didn’t like it.  Why? She was at affect.


She was also lacking the at cause ability to be completely self-aware and open to the turning of a couple of small screws to explode her business forward. After a few tears and some back and forth (that’s where my skills come in), we agreed to turn those screws. Here’s the challenge though: we all do this.


We all avoid the simple obstacles that will lead us to our results because we are often very emotionally committed to its meaning about us a smart, strong and competent person.


What? It goes like this: could a twenty dollar book or a free video really increase my income by thousands or even millions of dollars over time. Absolutely!!!!!!!!!! BUY, not if defensiveness and the need to prove how unique and impossibly unique your problems are. Let’s be open, self-aware and AT CAUSE! Have an amazing Friday and weekend.


Please share this, ask questions and post comments. We are over 11,000 Callagy Law Facebook Likes. Next stop: 50,000. Please help us get there. When we do, we are giving away a phenomenal gift worth over $1,000.00 to everyone.


Why Not?


In Your Service,


Sean Callagy


Please subscribe on YouTube and spread the word.


You can see all of our WHY NOT – HUDDLE videos by clicking here and subscribing! If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.


The Daily Why Not Huddle is for you if you want more money, time, or fulfillment. The Why Not Huddle with business coaching expert, successful entrepreneur, and attorney Sean Callagy provide the essential daily ingredients for you to create and achieve your destiny.



New AND FREE to Share - Why Not with Sean Callagy #16 #CallagyCoaching, #CallagyLaw, #LawOfficeOfSeanRCallagy, #LegalFacts, #Motivation, #NewJersey, #SeanCallagy, #SeanRCallagy, #Success, #WhyNot

Thursday, November 12, 2015

Callagy Law Library TV - Episode #15, #‎AskSeanCallagy‬




Exponential Growth and the Trajectory of Your Success


Callagy Law Library – TV is an original series from Sean Callagy, President and Founder of Callagy Law; to help the general public with every day legal questions and information. For more information about Sean Callagy, Callagy Law, or any questions you have, please email scallagy@callagylaw.com


If you’d like to have your legal questions answered on the show, email Sean: scallagy@callagylaw.com


See more here: www.callagylaw.com/blog


In this article / video, Sean Callagy will focus on topics to help people better their legal knowledge of vital information. Clients often come to Sean Callagy’s team with questions about their businesses, ranging from contracts, disputes, and other common legal issues in the business world. Our mission is to answer any legal questions and provide information to anyone who may need it. If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.



Callagy Law Library TV - Episode #15, #‎AskSeanCallagy‬ #Askseancallagy, #CallagyLaw, #LawOfficeOfSeanRCallagy, #LegalNews, #Motivation, #NjLawFirm, #ParamusLawFirm, #SeanCallagy, #SeanRCallagy, #Success

Tuesday, November 10, 2015

Callagy Law Library TV - Episode #12, #‎AskSeanCallagy‬




Callagy Law Library – TV is an original series from Sean Callagy, President and Founder of Callagy Law; to help the general public with every day legal questions and information. For more information about Sean Callagy, Callagy Law, or any questions you have, please email scallagy@callagylaw.com


If you’d like to have your legal questions answered on the show, email Sean: scallagy@callagylaw.com


See more here: www.callagylaw.com/blog


In this article / video, Sean Callagy will focus on topics to help people better their legal knowledge of vital information. Clients often come to Sean Callagy’s team with questions about their businesses, ranging from contracts, disputes, and other common legal issues in the business world. Our mission is to answer any legal questions and provide information to anyone who may need it. If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.



Callagy Law Library TV - Episode #12, #‎AskSeanCallagy‬ #AskSeanCallagy, #BusinessLitigation, #CallagyCoaching, #CallagyLaw, #GoalSetting, #LawLibraryTv, #LawOfficeOfSeanRCallagy, #LegalFacts, #LegalNews, #LegalQuestions, #Litigation, #NjLawFirm, #ParamusLawFirm, #SeanCallagy, #SeanRCallagy, #Youtube