The battles that count aren’t the ones for gold medals. The struggles within yourself–the invisible battles inside all of us–that’s where it’s at. –Jesse Owens
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Education costs money. But then so does ignorance. –Sir Claus Moser
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Sean Callagy will be appearing on the Laura Smith Show on Saturday, September 12th! Our good friend Chuck Lunden from Bederson LLP will also be with us. Sean and Chuck will be discussing the financial “must knows” about marital AND business divorce.
It does not matter how slowly you go as long as you do not stop. –Confucius
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Dreaming, after all, is a form of planning. –Gloria Steinem
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
| Please enjoy Callagy Law’s Quote of the Day! #callagylaw #callagyquotes #callagyspeaks |
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
By Foo Yun Chee
BRUSSELS (Reuters) – Getty Images [GETTY.UL] has become the latest company to take its grievances with Google to EU antitrust regulators as it accused the world’s most popular Internet search engine of favoring its own images service at the expense of rivals.
The complaint comes as the European Commission waits for Google to respond to charges of abusing its market power in a dozen EU countries since 2007 by distorting search results to favor its shopping service.
The renowned photojournalism archive said its troubles with Google started in early 2013.
“Web search results that link directly to the Getty Images website are placed low in the search results, frequently, and remarkably, not on the first page of results,” the company said on its website.
“This means Google is benefiting from the use of Getty Images content, used to generate results within Google Image Search, without sending the image searchers to the Getty Images website or other competing image search engines.”
Google spokesman Al Verney declined to comment.
Commission spokesman Ricardo Cardoso said Getty has been granted interested third party status, allowing the company to ask for a summary of antitrust charges against the Google.
The 19 critics, acknowledged as complainants by the EU enforcer, in contrast get a non-confidential, more detailed copy of the document.
CEPIC, a European association of picture industries and photo libraries, has also complained about Google diverting traffic from its members’ sites to its own services.
Google can be fined up to 10 percent of its revenues, or as much as $6.6 billion, if found guilty of breaching EU antitrust rules.
(Reporting by Foo Yun Chee, editing by William Hardy)
Read full article here.
(Reuters) – Yahoo Inc’s Alex Stamos will join Facebook Inc as chief security officer, he said on Wednesday.
Stamos, who joined Yahoo as chief information security officer last year, said he would start at the world’s largest social media network next Monday.
Stamos announced his move in a post on Facebook and also updated his profiles on Twitter and LinkedIn.
In a LinkedIn account summary, Stamos describes himself as a “security executive who is passionate about building an Internet that is safe and trustworthy for everyday users.”
Stamos will replace Joe Sullivan who left Facebook in April to join Uber Technologies Inc.
Facebook and Yahoo could not be reached for comment outside regular business hours.
(Reporting by Ismail Shakil in Bengaluru; Editing by Anupama Dwivedi)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
(Reuters) – JPMorgan Chase & Co <JPM.N> is in talks with the U.S. Securities and Exchange Commission to settle a probe by the agency on whether the bank inappropriately advised its private-banking clients toward its own investment products, the Wall Street Journal reported, citing people familiar with the matter.
A settlement may come as early as this summer and could include a fine, the size of which was not known, WSJ said, citing people familiar with the matter.
JPMorgan Chase & Co disclosed in May that it received subpoenas from the Securities and Exchange Commission over how it sells its mutual funds.
Other government authorities and a self-regulatory organization, apart from the SEC, have also sought information about the bank’s use of proprietary products in its wealth-management business, JPMorgan said in a regulatory filing last month.
Representatives at JPMorgan and the Securities and Exchange Commission were unavailable for comment outside regular business hours.
(Reporting by Zara Mascarenhas in Bengaluru; Editing by Diane Craft)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
“Change your thoughts and you change your world.” –Norman Vincent Peale
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
“The only way to do great work is to love what you do.” –Steve Jobs
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
“Either write something worth reading or do something worth writing.” –Benjamin Franklin
(Reuters) – Charter Communications Inc <CHTR.O> formally argued for regulatory approval for its Time Warner Cable Inc <TWC.N> andBright House Networks deals, saying consumers would benefit as Internet services would become cheaper and faster.
Charter said in a filing with the Federal Communications Commission(FCC) on Thursday that it would not block or suppress Internet traffic or prioritize content for a fee and that its broadband services would cost less than the current offerings of Time Warner (TWC) and Bright House.
In its first official argument in support of the deals, Charter also said the new company would not harm online video services providers as its success would depend on the broadband business rather than on video services.
Charter would invest at least $2.5 billion in commercial areas and deploy over 300,000 out-of-home WiFi access points, according to the filing.
The company had in May announced its offer to buy bigger rival TWC for $56 billion, prompting a statement from the FCC that the deal would be reviewed to determine whether it was in the public interest.
Charter had said in March it would buy Bright House Networks for $10.4 billion to expand its cable network.
The proposed deals mark a huge step towards industry consolidation, long advocated by cable pioneer John Malone, Charter’s biggest shareholder, as the new company would control a big swath of the cable and Internet markets.
The FCC’s concerns over risk to competition and innovation had made Comcast Corp <CMCSA.O> abandon a $45 billion acquisition of TWC in April.
Charter’s takeover agreement with TWC includes a pledge to pay Time Warner Cable a $2-billion breakup fee if the deal falls through.
(Reporting by Ismail Shakil in Bengaluru; Editing by Anupama Dwivedi)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
NEW YORK (Reuters) – The leader of an organization calledBlackShades was sentenced to 4-3/4 years in a U.S. prison on Tuesday for distributing software that authorities say was used to hack into half a million computers worldwide.
Alex Yucel, a 25-year-old Swede, was sentenced by U.S. District Judge Kevin Castel in Manhattan after pleading guilty in February to distribution of malicious software.
“The message must go forth that this is a serious crime worthy of a serious punishment,” Castel said.
Prosecutors had sought up to 7-1/2 years in prison for Yucel, who was arrested in November 2013 in Moldova and later extradited to theUnited States.
His case was announced in May 2014 after a sweep by U.S. and European authorities that resulted in about 100 people being arrested in connection with BlackShades.
Prosecutors said that Yucel ran the BlackShades organization under the alias “marjinz” and acted as its primary software engineer.
The organization’s flagship product was the “BlackShades Remote Access Tool,” which gave hackers remote control of other people’s computers and allowed them to record keystrokes, steal passwords and gain access to personal files.
The software, which could be bought for $40, was used in some cases to take over computers’ cameras to spy on their owners or to freeze people’s computers in exchange for a ransom, prosecutors said.
BlackShades had more than 6,000 customer accounts in more than 100 countries and generated at least $350,000 in revenue by selling the software from September 2010 to April 2014, prosecutors said.
Yucel, appearing in court on Tuesday in blue jail clothing, offered his “heartfelt apology” and urged the judge to be lenient in imposing sentence.
“I deeply regret starting this whole project, which obviously went out of control,” he said.
The investigation grew out of a separate FBI sting in which authorities created a fake website to ensnare criminals seeking to buy and sell credit card numbers.
Among those charged was Michael Hogue, an Arizona resident who turned out to be the co-creator of BlackShades’ software and agreed to cooperate authorities as part of a plea deal. He is scheduled to be sentenced on July 24.
The case is U.S. v. Yucel, U.S. District Court, Southern District of New York, No. 13-cr-00834.
(Reporting by Nate Raymond in New York; Editing by Richard Chang and Andrew Hay)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
If you are new to social media you may be asking yourself, “Where the heck do I start?!” I have a ton of experience in managing social media and I event ask myself this question from time to time. I wanted to outline a few helpful tips for folks that may just be getting into the groove of using social media – so here they are!
Find Out the Social Networks That Work Best For You
With hundreds upon hundreds of social media sites out there, it is easy to get confused and overwhelmed. My best advice for people would be, “Go where your potential clients are.” Depending on your industry, you may find a site like LinkedIn works best for you (usually for networking, bankers, lawyers, realtors, or anyone else in the professional services industry will find this the most useful). If you’re a brand selling something like, let’s say, a gym membership to a new facility, Facebook is a really great way to attract new leads (by way of Facebook Advertising; an effective, but innovative way to reach out to your audience). Be sure to post with links from your website. See where your referral traffic is coming from (by using Google Analytics).
Plan Plan Plan!
Have a plan in mind. How many times do you plan on posting? What do you plan on posting about? Do test posts for about a month and see when you’re getting the most engagement on your posts (i.e. likes, shares, follows, re-tweets, comments, etc).
Determine what your goals are for using social media. Perhaps it is to get more clients, sell more products, increase your likes and follows. Determine what your goals are and the steps you’ll need to take to achieve them.
Do you have a budget set aside for advertising? As I mentioned previously, Facebook advertising is highly effective. When I started at Callagy Law about a year ago, we had about 500 likes. By promoting our pages and using the Facebook Ads platform we are at 6269 likes on our Facebook page as of today. It works and I would highly recommend it.
We all know, planning takes time. If you’re just starting out, you may not get this right the first time. You’ll need to plan, test and retest your methods to see what works best for your industry and company. Make sure you stay focus and outline a plan or several plans in order to achieve your social media goals.
Automate Some of Your Posts
To deter you from having to log in to 10 different social media platforms to post 10 different pieces of content, use a social media management platform like Hootsuite. There are others our there, Hootsuite just happens to be my personal preference. You can bulk upload posts (I usually do them for 2 weeks at a time) so you have a constant stream of content pushing out to your designated connected social networks within Hootsuite. There are different plans depending on your needs. The FREE plan is great if you’re just starting out and only have a few social networks. The PRO plan is the one I prefer – it’s $10 a month and you can add various social networks (I have about 30 or so on mine). There is also an Enterprise level plan if you’re a larger organization and have multiple tasks and users on one platform (ideal for larger companies that have social media teams).
Hootsuite also allows you to monitor other social networks simultaneously which allow you to respond in a timely manner to customers without having to log into each social network individually. This will save you lots of time!
If you have a WordPress website, there is also an auto-scheduler/poster called NextScripts. It allows you to post to various blogs and social media sites with the click of the PUBLISH button! This is another great way to get referral traffic from social media to your website. There is a similar product called Jetpack, but I prefer NextScripts because it allows you to post to several more sites that Jetpack does not offer at this time.
These are just a few helpful tips when jumping into social media. You’ll find what works best for you and your brand after a few months. With all aspects of digital marketing, these things are always changing and evolving. Keep yourself educated and don’t be afraid to ask for help!
Alissa Imperatore
Director of Marketing for Callagy Law
TOKYO (Reuters) – Sony Corp CEO Kazuo Hirai was re-elected with 88 percent support of shareholders at an annual general meeting earlier this week, the company said, showing investors maintained their confidence in him despite low return on equity (ROE).
Proxy advisory firm Institutional Shareholder Services had advised investors to vote against his re-election because Sony, after years of losses, failed to achieve a minimum condition of a five-year ROE average of 5 percent.
Hirai won 89 percent of votes last year, at a time when Sony was only starting to show signs of a turnaround due to massive cost cuts and strong sales of camera sensors and videogames.
(Reporting by Ritsuko Ando; Editing by Chris Gallagher)
WASHINGTON (Reuters) – Google and the U.S. Federal Railroad Administration have agreed to use the agency’s data to add audio and visual alerts to notify drivers about upcoming railroad crossings on Google’s navigation system, the FRA announced on Monday.
The agency also asked four other companies – Apple, Garmin, Tom Tomand AOL’s Mapquest – to join similar map partnerships, it said. AOL is owned by Verizon.
(Writing by Bill Trott; Editing by Susan Heavey)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
By Bernie Woodall
DETROIT (Reuters) – Strong demand for sport utility vehicles and trucks in June helped General Motors Co <GM.N> and Ford MotorCo <F.N> offset slowing demand for sedans by allowing them to raise prices on their trucks.
GM and Ford said on Wednesday increases in the average transaction prices for their vehicles, particularly trucks and SUVs, outpaced sales volume growth that fell short of Wall Street expectations. Ford, for example, said prices for its F-series trucks rose 8 percent, or $3,600, while sales volume for the pickup truck line dropped 8.9 percent in June.
U.S. June auto industry sales rose to about 1.48 million vehicles, up 4.5 percent from a year ago, said Bill Fay, a Toyota Motor Corp <7203.T> U.S. sales executive.
GM’s sales fell 3 percent last month as the company’s small cars slid from year-ago figures, including a 13 percent drop in Cruze compact sales. Sales of GM’s large SUVs also fell, reflecting fewer sales to fleets, a company spokesman said. But GM said average transaction prices for all vehicles rose almost $1,000 from a year earlier.
GM said analysts may have not factored in to their expectations the automaker’s statement a month ago that its sales to rental agencies would fall 20 percent in June.
GM shares were down 1.4 percent at $32.87 late on Wednesday morning. Ford shares were down 0.7 percent at $14.90.
Toyota said the U.S. industry would have an annualized sales rate for June of 17.2 million vehicles.
The National Automobile Dealers Association this week raised its forecast for 2015 U.S. auto sales to 17.2 million vehicles from 16.9 million. It would be the sixth straight year of solid gains since the recession.
While Ford’s sales rose only 2 percent, it showed the largest increase in the market in the average price of its vehicles, industry consultant Kelley Blue Book said.
Ford’s SUV sales rose 10 percent but car sales fell 3.5 percent.
U.S. auto sales, often an early snapshot into consumer spending each month, are expected to rise about 5 percent for the industry. Truck and SUV sales will again grow at a faster pace than sedans, aided by the low gasoline prices.
Toyota, No. 3 in the U.S market by sales, posted June sales of nearly 210,000 vehicles, up 4 percent, roughly in line with expectations.
Honda Motor Co <7267.T> showed sales of about 134,000 vehicles, up 4 percent from a year ago, on strong SUV sales.
Fiat Chrysler Automobiles’ <FCAU.N> <FCHA.MI> U.S. June auto sales increased 8 percent from a year ago, boosted by the continued strength of its Jeep SUV brand.
Nissan Motor Co <7201.T> U.S. sales rose 13 percent, led by a 54 percent increase in its popular small SUV Rogue.
Sales of Fiat Chrysler’s Jeep brand jumped 25 percent in June.
Chrysler brand sales rose 28 percent, and its Chrysler 200 sedan sales were up 153 percent to 18,560 vehicles. Private industry data reviewed by Reuters showed that in the first half of the year, a large portion of Chrysler 200 sedan sales were to rental agencies.
(Editing by Jeffrey Benkoe and Matthew Lewis)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
By Yasmeen Abutaleb
SAN FRANCISCO (Reuters) – Facebook Inc has enabled users without an account to sign up for its Messenger app with a phone number, the social media company said on Wednesday, in another move to broaden the app’s reach and make it a standalone platform.
Earlier this year, Facebook opened up Messenger to developers, and Chief Executive Officer Mark Zuckerberg said he wanted to connect users directly with retailers, restaurants and other businesses.
With the latest update, users will be prompted by an option that says “Not on Facebook?” when they open the app. They can then sign up with their name, phone number and a photo.
The mobile messaging service, which has 600 million users, has added a number of new features in recent months, including games and video calling.
Facebook’s flagship social network has 1.4 billion users.
(Reporting by Yasmeen Abutaleb; Editing by Lisa Von Ahn; Editing by Lisa Von Ahn)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
“It’s not the years in your life that count. It’s the life in your year.” –Abraham Lincoln
By Huw Jones
LONDON (Reuters) – Global banking regulators have proposed a more comprehensive set of rules for banks to set aside capital to cover losses from their exposures to other lenders and limit fallout in a crisis.
During the financial crisis some banks suffered big losses on their derivatives contracts due to weaker creditworthiness at banks on the other side of their trades.
The value of derivatives had to be written down when it became obvious that counterparties may not meet their obligations.
Since then capital requirements to cover such “credit valuation adjustments” (CVA) have been beefed up but the Basel Committee of banking supervisors wants to extend them to “reduce the incentive banks currently have to leave some of their risks unhedged”.
A wider set of risks would be factored into the CVA, such as daily changes in risks from markets, and not just changes in the creditworthiness of the counterparty itself.
The additions also play catch up with reforms in accounting that require banking assets to be priced at fair value or the going market rate, to reflect falls in prices more quickly to that banks respond in a timely way.
Banks typically use their own internal models for estimating CVA risks, but regulators suspect banks of downplaying the amount of capital needed.
Basel may decide that in the final CVA rule, banks must use a “standardized” approach written by regulators.
“A basic approach for CVA risk is also proposed for banks that are less likely to regularly compute CVA sensitivities to a large set of market risk factors, owing to the nature of their trading operations,” the committee said in a statement.
The proposals dovetail with Basel’s broader review of capital rules for trading books, due to be finalised by the end of this year.
The committee said it will carry out impact surveys before deciding how much extra capital banks would have to hold under the new proposals.
(Reporting by Huw Jones; Editing by Keith Weir)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
“If you can dream it, you can achieve it”. –Zig Ziglar
By Megan Cassella
(Reuters) – U.S. small businesses put hiring on pause in June after five straight months of solid increases, but the outlook for the labor market remained relatively upbeat, a survey showed on Wednesday.
The National Federation of Independent Business said its monthly survey of members found hiring was little changed last month. NFIB chief economist William Dunkelberg said that sets the stage for an increase in the unemployment rate.
“Overall, June was a disappointment although not a disaster,” Dunkelberg said.
Fifty-two percent of small business owners reported hiring or trying to hire, with 44 percent of those reporting few or no qualified applicants for the positions they were trying to fill.
Twenty-four percent reported job openings they could not fill, down from 29 percent in May, the NFIB said.
The share of business owners looking to increase employment dropped six points, to 16 percent, while those planning reductions was up two points, at 6 percent.
The survey was one dark spot on a day when several positive economic reports were released. It followed a report earlier on Thursday that showed U.S. private employers hired the most workers in six months in June, and a separate reading showing factory activity accelerated.
The ADP National Employment Report showed 237,000 jobs were created, handily exceeding the median expectation among economists surveyed by Reuters for a gain of 218,000 jobs.
The ADP report, which is jointly developed with Moody’s Analytics, came ahead of the government’s more comprehensive employment report on Thursday.
According to a Reuters survey of economists, nonfarm payrolls likely increased 230,000 jobs in June after a robust 280,000 gain in May. The unemployment rate was forecast dipping one-tenth of a percentage point back to a seven-year low of 5.4 percent.
(Reporting by Megan Cassella; Editing by Meredith Mazzilli)
Callagy Law’s quote of the day is a daily post to help all of our readers and followers get the motivation they need to get through the day, week, and month. You can see more on the Callagy Law blog page here.
SEOUL (Reuters) – Leading smartphone maker Samsung Electronics Co Ltd plans to launch more handsets running on its own Tizenoperating system later this year, a person with knowledge of the matter told Reuters on Monday.
Samsung will launch several Tizen smartphones at varying prices, the person said without disclosing other specifications.
The person declined to be identified due to the sensitivity of the matter.
A spokeswoman for the South Korean firm declined to comment.
Samsung aims to build its own ecosystem through Tizen, which powers its smartwatches and premium television sets. But the firm needs more handsets running on the system to expand its user base and attract third-party developers, analysts say.
The company launched its first Tizen smartphone, the Z1, in India in January and has since been selling the device in Sri Lanka andBangladesh. It has sold 1 million Z1s so far in India, the world’s third-biggest smartphone market.
The Z1 was the best-selling smartphone in Bangladesh in January-March, researcher Counterpoint said in a May report.
(Reporting by Se Young Lee; Editing by Christopher Cushing)
